In 2025, the FHA loan limit applicable to Durham county of Durham, NC is $602,600 for a single-family home, $771,450 for properties with 2 units, $932,500 for 3-unit buildings, and $1,158,850 for homes with 4 units.
For conventional loans, maximum permitted amounts are set at $726,200 for single-family residences, progressing to $929,850 for 2-unit properties, $1,123,900 for three-unit constructions, and $1,396,800 for four-unit homes.
To access today’s top FHA rates, our FHA calculator is a valuable resource, offering insights into the necessary downpayment, income, credit standing, reserves, and qualification documentation required.
The Lendersa® calculator is built to enable comparisons between FHA rates & terms and those of a multitude of other loan programs. Delve into the specifics of Conventional loans, Jumbo options, VA, USDA, Non-QM products, and hard money loans, all in juxtaposition with FHA offerings.
Lendersa® efficiently aggregates loan program data from a vast array of lenders, rapidly analyzing it against your personal financial profile and unique needs.
The Loan Limits Comparison Table for 2025 in Durham county within Durham, NC serves as a detailed resource to evaluate maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare qualification needs such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $602,600 | $771,450 | $932,500 | $1,158,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
