Within 2026, the FHA loan limits designated for Eastover county, part of Cumberland, NC, are as follows: $472,030 for single-family homes, $604,400 for two-unit structures, $730,525 for properties with three units, and $907,900 for those with four units.
Regarding conventional loans, the maximum permissible loan for a single-family residence is set at $726,200. For a two-unit residence, this increases to $929,850; for three units, the limit goes up to $1,123,900; and for properties with four units, the cap is $1,396,800.
Utilize our FHA calculator to find today’s top FHA rates and to determine essential factors for qualification, including the necessary downpayment, income, credit, reserves, and documents.
The Lendersa® calculator enables you to conduct a comprehensive comparison of FHA rates and terms alongside those from various other loan programs. Examine your options among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles data on loan programs from thousands of lenders, quickly assessing it in relation to your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Eastover county, situated in Cumberland, NC, provides a detailed comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification necessities, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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