In 2025, the FHA loan limits for Enochville county, part of Rowan, NC, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit residences, and $907,900 for homes with four units.
As for conventional loans, the highest amount allowable for a single-family residence is $726,200. For two-unit homes, the limit stands at $929,850, increasing to $1,123,900 for properties with three units, and capped at $1,396,800 for four-unit buildings.
Make use of our FHA calculator to find today's top FHA rates and calculate what's needed for qualification, such as downpayment, income, credit, reserves, and documents.
The Lendersa® calculator allows you to compare FHA rates and terms with those from a variety of other loan programs. Explore and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® gathers extensive loan program data from thousands of lenders, providing rapid comparisons aligned with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Enochville county, situated in Rowan, NC, gives a detailed look at the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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