As of 2025, FHA loan limits in Flat-Rock county of Henderson, NC are set at $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three units, and $685,400 for residences with four units.
The highest permissible amount for conventional loans on a single-family residence is $548,250. For two-unit homes, the maximum is $702,000, for three-unit properties it is $848,500, and for four-unit homes it reaches $1,054,500.
Utilize our FHA calculator to discover the best rates currently available and assess the necessary factors like downpayment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator facilitates direct comparison of FHA rates and terms with those of other loan programs. Dive into and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® gathers comprehensive data from thousands of lenders, allowing quick adaptation to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Flat-Rock county, which is part of Henderson, NC, provides a detailed look at the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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