As of 2026, in the county of Guilford, Greensboro, NC, the FHA loan limits are structured as follows: for single-family homes, it is $472,030, for a 2-unit property, it's $604,400, for 3-unit homes, $730,525, and for 4-unit homes, it's $907,900.
Regarding conventional loans, the highest loan amount for a single-family abode is $726,200. For properties with 2 units, the limit is $929,850; 3-unit properties have a cap of $1,123,900, and for those with 4-units, it is $1,396,800.
To explore current FHA rates, access our FHA calculator. Here, you can also ascertain necessary downpayments, income benchmarks, credit score requirements, reserve essentials, and document stipulations.
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The Lendersa® calculator is your tool to contrast the rates and terms of FHA loans against all other loan categories. Feel free to compare conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects extensive loan data from numerous lenders and swiftly analyzes it based on your individual financial necessities.
In 2026, within Greensboro county, Guilford, NC, utilize the Comparison Table to examine maximum loan amounts for FHA, conventional conforming, Jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For deeper insights on qualification necessities like income, reserves, and credit assessments, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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