During 2026, the FHA loan limits for High-Point county in Guilford, NC are: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for four-unit structures.
For a single-family home, the maximum allowable amount for conventional loans is $548,250. For two units, it's $702,000, for three units, $848,500, and for four units, $1,054,500.
Utilize our FHA calculator to find today’s best FHA rates and figure out the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you contrast FHA rates and terms against all other loan programs. Explore options including conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® gathers extensive data from various lenders, conducting rapid comparisons tailored to your unique financial needs.
For 2026 in High-Point county, Guilford, NC, the Loan Limits Comparison Table examines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® SLIQ™ to compare qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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