In 2026, the FHA loan limit in Lexington county of Davidson, NC is $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums for a single-family residence include $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps find today's best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA rates & terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from thousands of lenders and provides fast comparisons tailored to your financial profile.
The 2026 Loan Limits Comparison Table in Lexington county of Davidson, NC lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To explore qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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