2023 FHA Loan Limits for Thomasville, Davidson County, North Carolina

In 2025, FHA loan limit in Thomasville county of Davidson, North Carolina is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Thomasville county of Davidson, North Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Thomasville county of Davidson, NC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Leverage Lending Group
  • 5309 Monroe Rd. Ste C, Charlotte, NC, 28205
  • Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir
  • Independent Advantage Mortgage, LLC
  • 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
  • Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
  • Carolina Home Mortgage
  • 1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
  • Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.
  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • PrimeLine Capital Inc
  • 128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
  • Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
  • Loan Pronto Inc
  • 800 West Hill St, Suite 300, Charlotte, NC, 28202
  • Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
  • Dolfin Home Loans LLC
  • 227 West 4th Street, Suite 107, Charlotte, NC, 28202
  • Established in 2019, Dolfin Home Loans is an independent mortgage brokerage that offers diverse mortgage options to consumers located in North Carolina, South Carolina, Florida, and Virginia. Dolfin Home Loans is excited to be the smarter choice for consumers looking for unbiased consultation, wholesale mortgage rates,