During 2025, the FHA loan limits established for Louisburg county, in Franklin, NC, are as follows: $502,550 for a single-family residence, $643,350 for two-unit dwellings, $777,650 for three-unit buildings, and $966,450 for properties with four units.
When considering conventional loans, a single-family residence reaches a maximum of $726,200; for homes with two units, the limit is $929,850. Three-unit residences have a threshold of $1,123,900, while four-unit structures can go up to $1,396,800.
Utilize our FHA calculator to find today's optimal FHA rates and assess what is needed for qualification, including downpayment, income standards, credit score, reserves, and required documentation.
The Lendersa® calculator is designed to enable you to compare FHA rates and terms side-by-side with other available loan programs. Delve into and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® acquires detailed loan program data from thousands of lenders and promptly aligns this information with your unique financial profile and needs.
The comprehensive Loan Limits Comparison Table for 2025 in Louisburg county, located in Franklin, NC, facilitates a detailed examination of the maximum loan amounts available across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate and compare the requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $502,550 | $643,350 | $777,650 | $966,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
