In 2025, the FHA loan limit in Henderson county of Vance, NC is $472,030 for a single-family home. For residences with two units, it's $604,400; for three units, it's $730,525; and for four units, it reaches $907,900.
The maximum amount for conventional loans on a single-family home is $726,200, with $929,850 for properties with two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s leading FHA rates and determine needed downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator helps you compare FHA rates and terms against various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires loan program data from numerous lenders, enabling it to provide instant comparisons tailored to your financial profile and needs.
The 2025 Loan Limits Comparison Table in Henderson county of Vance, NC, lets you examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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