For the year 2026, the FHA loan limit is $472,030 for a single-family home in Marvin county, Union, NC. Limits for two units are $604,400, three units are $730,525, and four units go up to $907,900.
Maximum loan amounts for conventional loans are $726,200 for single-family homes, $929,850 for two- unit properties, $1,123,900 for three, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to discover the best current FHA rates, and assess what downpayment, income bracket, credit score, reserves, and documents are necessary for qualification.
The Lendersa® calculator offers comparisons between FHA rates and terms and those of other loan types. Consider the differences between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides loan data from thousands of lenders, aligning your profile quickly with different offerings.
For 2026, the Loan Limits Comparison Table in Marvin county of Union, NC, shows max loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® SLIQ™ to compare necessary qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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