In the year 2026, the FHA loan limit in Waxhaw county, located within Union of NC, is assigned as follows: $472,030 for a single-family home, $604,400 for residences with 2 units, $730,525 for properties with 3 units, and $907,900 for those with 4 units.
The highest permissible loan amount for conventional loans concerning a single-family house is $726,200. Meanwhile, 2-unit homes have a maximum of $929,850, 3-unit properties have a limit of $1,123,900, and those with 4 units top out at $1,396,800.
Utilize our FHA calculator to discover the most competitive FHA rates available now, and assess required downpayments, incomes, credit scores, reserves, and necessary documents to qualify.
Examine loan offers sourced from a broad array of 100 lenders to make the most informed decision possible.
The Lendersa® calculator is engineered to let you juxtapose FHA rates and terms with a multitude of other loan offerings. Analyze and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
Lendersa® aggregates loan data from thousands of lenders, swiftly aligning potential loan plans with your distinct personal financial scenario and needs.
The Loan Limits Comparison Table for 2026 within Waxhaw county of Union, NC facilitates comparison of the maximum loan abilities across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money alternatives. For additional insights into how qualification requirements such as income, reserves, and credit ratings stack up, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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