In 2026, FHA loan limits in Midway county of Davidson, NC stand at $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three units, and $907,900 for four-unit properties.
The maximum allowable loan amounts for conventional loans are $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four units.
Use our FHA calculator to view today’s best FHA rates and determine the required downpayment, income needs, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently gathers data from thousands of lenders to match it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Midway county of Davidson, NC allows comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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