For the year 2026, the FHA loan limits within Winston-Salem county, Forsyth, in the state of NC are structured as follows: $472,030 applies to a single-family home, $604,400 is for duplexes, $730,525 is set for triplexes, while $907,900 covers four-unit properties.
The highest conventional loan limit on a single-family house is $726,200. For structures with two units, the limit is $929,850; three units have a cap of $1,123,900, and four-unit buildings are limited to $1,396,800.
Utilize our FHA calculator to access the top FHA rates available today and to evaluate requirements like the down payment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator allows for a thorough comparison of FHA rates and terms against those of other loan programs. You can explore various loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers program data from a myriad of lenders quickly, comparing them to your individualized financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Winston-Salem county, Forsyth, NC. This will help you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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