As of 2025, the FHA loan limit within Mooresville county in Iredell, NC, is $472,030 for a single-family home. For two units, it is $604,400; for three units, $730,525, and for four-unit properties, the limit is $907,900.
For conventional loans, the highest permissible amount is $726,200 for single-family homes, $929,850 for two-unit structures, $1,123,900 for structures with three units, and $1,396,800 for four units.
Utilize our FHA calculator to explore current FHA best rates and to assess downpayment, income, credit, reserves, and the necessary documents required to qualify for a loan.
The Lendersa® calculator provides a platform to analyze FHA rates & terms versus other loan program offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, among others.
Lendersa® aggregates data from thousands of lenders, delivering tailored loan program comparisons against your unique financial profile within seconds.
The Loan Limits Comparison Table for 2025 in Mooresville county of Iredell, NC offers a comparative view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification aspects like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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