For 2025, the FHA loan limits in Denver county, within Lincoln, NC, are set as: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for homes with three units, and $907,900 for four-unit buildings.
Regarding conventional loans, the maximum allowed for a single-family residence is $726,200. For two-unit homes, it is $929,850, increasing to $1,123,900 for residences with three units, and reaching $1,396,800 for four-unit properties.
Use our FHA calculator to explore today's most favorable FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Investigate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® quickly compiles loan program data from thousands of lenders, comparing it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Denver county of Lincoln, NC provides a detailed examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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