In the year 2025, the FHA loan limits in Mount-Holly county of Gaston, NC are set at $356,362 for a single-family home, $456,275 for homes with 2 units, $551,500 for 3-unit buildings, and $685,400 for 4-unit homes.
For conventional loans, the maximum amount for a single-family property is $548,250. This increases to $702,000 for 2 units, $848,500 for 3 units, and $1,054,500 for properties with 4 units.
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The Lendersa® calculator is engineered to facilitate the comparison of FHA rates and conditions with those of alternative loan programs. Engage in comprehensive comparisons covering Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
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The Loan Limits Comparison Table for 2025 in Mount-Holly county of Gaston, NC, assists in assessing the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine pertinent qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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