In 2025, the FHA loan limits in the county of Craven, NC, for New-Bern are: $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit properties, and $685,400 for 4-unit properties.
Conventional loan limits are set at $548,250 for a single-family home, with $702,000 for 2-unit, $848,500 for 3-unit, and $1,054,500 for 4-unit residences.
Use our FHA calculator to check today’s best FHA rates and find out the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs. Discover and compare options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® aggregates loan data from thousands of lenders, rapidly comparing it against your specific financial profile and needs.
For 2025 in New-Bern, within Craven, NC, the Loan Limits Comparison Table assesses the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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