In 2025, the FHA loan limits set for Trent-Woods county, within Craven, NC, are as follows: $356,362 for single-family houses, $456,275 for two-unit homes, $551,500 for three-unit properties, and $685,400 for four-unit dwellings.
Regarding conventional loans, the cap for a single-family residence is $548,250. For homes with two units, it is $702,000, for three units $848,500, and for buildings with four units, it's $1,054,500.
Use our FHA calculator to discover the most advantageous FHA rates today and to ascertain the required downpayment, income levels, credit criteria, reserves, and documentation necessary to qualify.
The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with those from other loan programs. Assess options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, providing swift comparisons tailored to your distinct financial situation and needs.
The Loan Limits Comparison Table for 2025 in Trent-Woods county, located within Craven, NC, offers a detailed look at maximum allowable amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
