In 2026, the FHA loan limits set for Trent-Woods county, within Craven, NC, are as follows: $356,362 for single-family houses, $456,275 for two-unit homes, $551,500 for three-unit properties, and $685,400 for four-unit dwellings.
Regarding conventional loans, the cap for a single-family residence is $548,250. For homes with two units, it is $702,000, for three units $848,500, and for buildings with four units, it's $1,054,500.
Use our FHA calculator to discover the most advantageous FHA rates today and to ascertain the required downpayment, income levels, credit criteria, reserves, and documentation necessary to qualify.
The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with those from other loan programs. Assess options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, providing swift comparisons tailored to your distinct financial situation and needs.
The Loan Limits Comparison Table for 2026 in Trent-Woods county, located within Craven, NC, offers a detailed look at maximum allowable amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Trent-Woods FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
