2025 FHA (Government Loans) Limits for Pinehurst, Moore County, North Carolina

As of 2025, the FHA loan limit for Pinehurst county located in Moore, NC is set at $472,030 for single-family homes. It reaches $604,400 for two-unit homes, $730,525 for three-unit homes, and $907,900 for four-unit homes.

The highest amount for a conventional loan on a single-family house is $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Our FHA calculator can assist you in discovering today’s best rates and assist in calculating down payments, income requirements, credit ratings, reserves, and documentation needed for qualification.

Explore offers from over 100 lenders

Compare loan alternatives in Pinehurst, NC

The Lendersa® tool lets you evaluate FHA rates & terms alongside other loan programs. Dive into comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, against FHA offerings.

Leveraging data from countless lenders, Lendersa® provides comparisons tailored to your financial situation, almost instantaneously.

The 2025 Loan Limits Comparison Table for Pinehurst county in Moore, NC, allows the examination of maximum limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons regarding Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Pinehurst county of Moore, NC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.
  • Nova Credit Union
  • 3601 Mulberry Church Rd, Charlotte, NC, 28208
  • Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
  • Vibrant Mortgage Group Inc
  • 7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
  • Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
  • Cardinal Financial Company
  • 3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273
  • When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.
  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career
  • LKN Capital Mortgage Inc
  • 105 Landings Drive, Suite 205, Mooresville, NC, 28117
  • We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!