For 2025, FHA loan limits in Porters-Neck county of New Hanover, NC are $356,362 for a single-family home, $456,275 for 2 units, $551,500 for 3 units, and $685,400 for 4 units.
The maximum conventional loan amount for a single-family residence is $548,250. For 2 units, it stands at $702,000, $848,500 for 3 units, and $1,054,500 for 4 units.
Use our FHA calculator to find today’s best FHA rates and determine necessary downpayment, income, credit, reserves, and documentation for qualification.
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The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
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The Loan Limits Comparison Table for 2025 in Porters-Neck county, New Hanover, NC offers comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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