In 2025, the FHA loan limits in Kings-Grant county, New Hanover, NC, are set at $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The maximum loan amount allowed for conventional loans on a single-family residence is $548,250. For 2-unit properties, it's $702,000; for 3-units, $848,500; and for 4-units, it reaches $1,054,500.
Employ our FHA calculator to discover the best FHA rates today and to determine the necessary downpayment, income, credit rating, reserves, and documentation required for qualification.
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The Lendersa® calculator allows you to compare FHA rates and terms with all other available loan programs. Explore and compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers data from thousands of lenders, swiftly aligning it with your specific financial profile and needs.
Consult the Loan Limits Comparison Table for 2025 in Kings-Grant, New Hanover, NC, to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For further assessment of qualifying factors like income, reserves, and credit score, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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