For the year 2026, the FHA loan limit in Selma county within Johnston, NC, is set at $502,550 for a single-family house, $643,350 for a two-unit property, $777,650 for a three-unit building, and $966,450 for a complex with four units.
In the realm of conventional loans, the highest loan amount for a single-family home is $726,200, with two-unit properties maxing out at $929,850, three-unit residences at $1,123,900, and four-unit dwellings reaching $1,396,800.
Our FHA calculator is available to assist you in accessing today’s top FHA rates and to assess the downpayment, income, credit score, reserves, and documentation required for eligibility.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms with those of other loan types. Assess options including Conventional, Jumbo, VA, USDA, Non-QM, as well as hard money loans in contrast to FHA offerings.
Lendersa® collects loan program information from thousands of lending institutions, instantly matching it to your individual financial profile and needs.
Within the Loan Limits Comparison Table for 2026 in Selma county, Johnston, NC, compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to critically examine eligibility criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $502,550 | $643,350 | $777,650 | $966,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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