For 2026, FHA loan limits in the county of New Hanover, including Silver-Lake, NC, are $356,362 for single-family homes, climbing to $456,275 for two-unit properties, $551,500 for three units, and reaching $685,400 for four-unit buildings.
Conventional loans max out at $548,250 for single-family residences, with two-unit configurations at $702,000, three-unit homes at $848,500, and four units at $1,054,500.
Utilize our FHA calculator to discover today’s leading FHA rates and determine the necessary downpayment, income, credit status, and reserves needed to qualify, along with necessary documents.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently retrieves loan program data from thousands of lenders, tailoring comparisons swiftly to your unique financial profile.
In Silver-Lake county, New Hanover, NC, the Loan Limits Comparison Table for 2026 allows you to compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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