As of 2026, the FHA loan limits in Carolina-Beach county within New Hanover, NC are set at $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
Conventional loans allow maximums of $548,250 for a single-family dwelling, $702,000 for two-unit residences, $848,500 for three-unit homes, and $1,054,500 for properties with four units.
Our FHA calculator helps you discover today’s top FHA rates, calculating your downpayment, income needs, credit, reserves, and required documents for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls data from thousands of lenders, swiftly aligning it with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Carolina-Beach county, New Hanover, NC enables you to compare maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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