2026 FHA Loan Limits for St.-Pauls, Robeson County, North Carolina

For 2026, in St.-Pauls county of Robeson, NC, the FHA loan limits are determined as follows: $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit houses, and $685,400 for buildings with four units.

Regarding conventional loans, the highest amount allowable for a single-family residence is $548,250. For homes with two units, the limit is $702,000; it increases to $848,500 for properties with three units, and reaches $1,054,500 for four-unit dwellings.

Explore our FHA calculator to find the most current FHA rates and determine qualification necessities like downpayment, income, credit requirements, reserves, and documentation.

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Review Loan Choices in St.-Pauls, NC

The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. Evaluate and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.

Lendersa® collects extensive loan program data from a vast array of lenders, providing rapid comparisons tailored to your unique financial situation and interests.

In 2026, the Loan Limits Comparison Table for St.-Pauls county of Robeson, NC offers in-depth comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits St.-Pauls county of Robeson, NC

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in North Carolina
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • Lends in North Carolina
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • Lends in North Carolina
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced digital technology available."

  • Palm Beach First Financial & Mortgage Company LLC
  • 120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
  • Lends in North Carolina
  • Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.

  • Affordable Mortgage Partners PC
  • 7461 Steeplechase Dr., Saline, MI, 48176
  • Lends in North Carolina
  • Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.

  • Central Mortgage Funding LLC
  • 29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
  • Lends in North Carolina
  • Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.

  • Everest Financials Inc
  • 2855 Coolidge Highway, Suite 118, Troy, MI, 48084
  • Lends in North Carolina
  • Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance

  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • Lends in North Carolina
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423

  • Turbo Mortgage Funding LLC
  • 31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
  • Lends in North Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • Lends in North Carolina
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.

  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Lends in North Carolina
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.