For the year 2025, the FHA loan limits for Red-Springs county, part of Robeson, NC, are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit buildings, and $685,400 for properties with four units.
When discussing conventional loans, the maximum amount available for a single-family residence is $548,250, $702,000 is available for houses with two units, $848,500 for three-unit properties, and $1,054,500 is the cap for four-unit structures.
Our FHA calculator offers a way to determine the most current FHA rates and helps you evaluate necessary requirements such as downpayment, income levels, credit scores, reserves, and documentation needed to qualify.
Using the Lendersa® calculator, you can comprehensively compare the rates and terms of FHA loans against every other type of loan program. This comparison includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans alongside FHA loans.
Lendersa® compiles extensive loan program data from thousands of lenders, quickly matching it to your specific financial profile and needs to ensure an efficient solution.
The Loan Limits Comparison Table for 2025 in the county of Red-Springs, within Robeson, NC, allows detailed comparisons between maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate and contrast qualification requirements, which include income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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