During 2026, the FHA loan limits set for Sunset-Beach county, in Brunswick, NC, are as follows: $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for those with three units, and $685,400 for four-unit residences.
For conventional loans, the allowed maximum on a single-family house is $548,250. For two-unit homes, it is $702,000, with the cap moving to $848,500 for three units, and reaching $1,054,500 for houses accommodating four units.
Utilize our FHA calculator to determine today's optimal FHA rates and to compute essential requirements such as downpayment, necessary income levels, credit standing, reserve amounts, and documentation needed to qualify.
The Lendersa® calculator allows for a thorough comparison between FHA rates and terms and those from other loan programs. This includes examining options in Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans alongside FHA products.
With data from thousands of lenders, Lendersa® rapidly evaluates and aligns these programs against your individual financial needs and profile.
The Loan Limits Comparison Table for 2026 within Sunset-Beach county, located in Brunswick, NC, facilitates a side-by-side comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications, including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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