As of 2026, the FHA loan limits in the county of Columbus, located in Whiteville, NC, are as follows: $472,030 for a single-family home, $604,400 for a two-unit dwelling, $730,525 for a three-unit property, and $907,900 for a four-family residence.
For conventional loan maximums, a single-family home is set at $726,200, while two units reach $929,850, three units at $1,123,900, and four-unit properties are capped at $1,396,800.
Leverage our FHA calculator to access today’s finest FHA rates and understand the downpayment, required income level, credit score, reserves, and the documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan products. Examine and evaluate loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates data from thousands of lenders, swiftly aligning it with your unique financial situation and objectives.
Use the Loan Limits Comparison Table for 2026 in Whiteville county of Columbus, NC to contrast the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of criteria such as income, reserves, and credit required, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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