2026 FHA Loan Limits for Tarboro, Edgecombe County, North Carolina

For 2026, the FHA loan limits in Tarboro county of Edgecombe, NC are structured as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for properties with 4 units.

In terms of conventional loans, the maximum for a single-family residence is $726,200. For 2-unit dwellings, it's $929,850; for 3 units, the limit is $1,123,900; and for 4 units, the cap is $1,396,800.

Use our FHA calculator to access the most favorable FHA rates available today and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.

Explore loan offers from an extensive network of 100 lenders to find your optimal solution.

Explore Diverse Loan Options in Tarboro, NC

The Lendersa® calculator is designed to facilitate comparisons of FHA rates and terms with those of all other loan programs. Investigate and contrast these with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates loan program data from thousands of lenders, enabling quick and precise matching against your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Tarboro county of Edgecombe, NC, allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For comparing qualification requirements like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Tarboro county of Edgecombe, NC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Tarboro FHA Lenders

  • First Flight Federal Credit Union
  • 3530 South Memorial Dr, Greenville, NC, 27834
  • Lends in North Carolina
  • First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries

  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Lends in North Carolina
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered

  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • Lends in North Carolina
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!

  • SMC home finance
  • 717 Rosanne Drive, Suite One, Kinston, NC, 28504
  • Lends in North Carolina
  • SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.

  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • Lends in North Carolina
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.

  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • Lends in North Carolina
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort

  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • Lends in North Carolina
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.

  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Lends in North Carolina
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.

  • AccessOne Mortgage Company LLC
  • 2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
  • Lends in North Carolina
  • AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.

  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Lends in North Carolina
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.