2025 FHA Loan Limits for Woodfin, Buncombe County, North Carolina

This year, 2025, the FHA loan limits in Woodfin county, Buncombe, NC, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit dwellings, and $907,900 for four units.

Conventional loan limitations reach $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit structures.

Use our FHA calculator to view the best FHA rates today and find out the needed downpayment, income, credit status, reserves, and documents for qualification.

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Lendersa® calculator helps you compare FHA rates with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Woodfin county of Buncombe, NC contrasts maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize Lendersa® SLIQ™ for comparing qualification requirements like income, reserves, and credit.

Loan limits Woodfin county of Buncombe, NC

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Carefree Mortgage
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  • Nationwide Equities Corporation
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  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
  • Fellowship Home Loans
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  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve. We pride our on always doing the right thing for our clients and those that follow us on the radio.
  • W Financial
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  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • UNMB Home Loans Inc.
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