As of 2025, the FHA loan limits in Belknap county, part of Belmont, NH, are designated at $472,030 for single-family homes. For 2-unit properties, the limit is $604,400; 3-units have a threshold of $730,525, and the maximum for 4-units is $907,900.
The maximum allowable loan amount for conventional financing on a single-family dwelling is $726,200, with limits of $929,850 for 2-unit homes, $1,123,900 for 3-unit homes, and $1,396,800 for 4-unit homes.
Leverage our FHA calculator to identify today’s most competitive FHA rates and to calculate the needed downpayment, along with assessing your income, credit score, reserve requirements, and the documents necessary for approval.
The Lendersa® calculator offers a way to assess FHA rates and terms in comparison with other loan programs. Consider and evaluate options including Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA possibilities.
Lendersa® pulls loan program data from thousands of lending sources and quickly contrasts it with your individual financial profile and needs.
The Loan Limits Comparison Table for 2025 in Belmont, Belknap, NH, facilitates an understanding of the maximum loan amounts available across different types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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