In 2026, the FHA loan limits in Northfield, located in Merrimack county, NH, are set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The highest loan amount for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850; for 3-units, $1,123,900; and for 4-units, $1,396,800.
Use our FHA calculator to view today’s leading FHA rates and figure out the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA offers.
Lendersa® aggregates program data from thousands of lenders, quickly aligning it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Northfield, Merrimack, NH outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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