For the year 2025, the FHA loan limit in Derry county, which is part of Rockingham, NH, is set at $828,000 for a single-family home. For duplex properties (two units), the limit reaches $1,060,000. Triplex homes (three units) have a limit of $1,281,300, while for four-unit dwellings, it caps at $1,592,350.
Regarding conventional loans, the highest permissible amount for a single-family home is $828,000. When it comes to two-unit houses, the maximum allowed is $1,060,000, for three-unit residences it’s $1,281,300, and for those with four units, the cap is $1,592,350.
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Engage with the expansive Loan Limits Comparison Table for 2025 within Derry county of Rockingham, NH, featuring insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a detailed analysis of qualification aspects such as income, reserves, and credit evaluations, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™), a comprehensive assessment tool, to aid in effective decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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