In 2026, the FHA loan limit in Merrimack county, part of Hillsborough, NH, is established as follows: $477,250 for a single-family home, $610,950 for two units, $738,500 for three units, and $917,800 for four units.
For conventional loans, the highest loan amount allowed for a single-family residence is $726,200. For two-unit homes, it's set at $929,850, with three-unit properties capped at $1,123,900, and the limit for four units being $1,396,800.
To help you access today’s optimal FHA rates and determine your eligibility including downpayment, income, credit scores, reserves, and necessary documentation, utilize our FHA calculator.
With the Lendersa® calculator, effortlessly compare FHA rates and terms against many other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws from a vast database of lender-originated loan data, providing quick, tailored comparisons against your unique financial profile.
For 2026, use the Loan Limits Comparison Table in Merrimack county of Hillsborough, NH to assess loan maximums available under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Compare qualification prerequisites like income, reserves, and credit with Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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