2026 FHA (Government Loans) Limits for Bedford, Hillsborough County, New Hampshire

In 2026, the FHA loan limit for a single-family home in Bedford county of Hillsborough, NH, is $477,250. For two-unit homes, the limit is $610,950, three-unit homes have a limit of $738,500, and for four-unit properties, the limit is $917,800.

The maximum amount for conventional loans on a single-family residence is $726,200. If it's a two-unit home, the maximum is $929,850, for three units it's $1,123,900, and for four units, it rises to $1,396,800.

Use our FHA calculator to explore today’s top FHA rates and ascertain the required downpayment, income, credit, reserves, and documents for qualification.

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Evaluate Your Loan Choices in Bedford, NH

The Lendersa® calculator lets you compare rates and terms of FHA loans against other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.

Drawing from thousands of lenders, Lendersa® swiftly compares programs with your specific financial profile.

Refer to the 2026 Loan Limits Comparison Table in Bedford county of Hillsborough, NH for comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Bedford county of Hillsborough, NH

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $350,000 $350,000 $350,000 $350,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Bedford FHA Lenders

  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Lends in New Hampshire
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.

  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Lends in New Hampshire
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • Lends in New Hampshire
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991

  • Empire Mortgage Corporation
  • 575 South Willow Street, Suite 211, Manchester, NH, 03103
  • Lends in New Hampshire
  • At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership

  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101
  • Lends in New Hampshire
  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.

    Members enjoy a variety of financial products and services that reach beyond savings

  • Breeze Financial LLC
  • 1001 Elm Street, Suite 401, Manchester, NH, 03101
  • Lends in New Hampshire
  • Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.

  • Insight Mortgage Corp.
  • 66 Hanover St, Suite 302, Manchester, NH, 03101
  • Lends in New Hampshire
  • At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.

  • HarborOne Mortgage
  • 650 Elm Street, 6th Floor, Manchester, NH, 03101
  • Lends in New Hampshire
  • HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.