In 2026, the FHA loan limits for Pelham county in Hillsborough, NH, are structured as follows: $477,250 for a single-family home, $610,950 for a two-unit residence, $738,500 for three-unit properties, and $917,800 for four-unit constructions.
As for conventional loans, the maximum permissible amount for a single-family residence is $726,200, increasing to $929,850 for two-unit residences, $1,123,900 for three-unit dwellings, and reaching $1,396,800 for those with four units.
Utilize our FHA calculator to uncover the best FHA rates available today and determine necessary qualifications such as downpayment, income verification, credit evaluation, reserves, and document requirements to qualify.
The Lendersa® calculator is your tool for comparing FHA rates and terms with a comprehensive array of loan programs. It allows you to analyze options like Conventional, Jumbo, VA, USDA, Non-QM, and various hard money loans.
With data sourced from thousands of lenders, Lendersa® performs rapid comparisons against your unique financial profile and needs.
In 2026, refer to the Loan Limits Comparison Table for Pelham county of Hillsborough, NH. This table assists in comparing maximum loan amounts across different loans, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and other hard money loans. To evaluate qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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