During 2026, in Stratham's Rockingham county, within NH, the FHA loan maximums are set at $828,000 for single-family homes. For 2-unit dwellings, it's $1,060,000, whereas 3-unit properties reach up to $1,281,300, and for 4-unit buildings, the limit is $1,592,350.
The highest loan amount permitted for conventional loans in a single-family home starts at $828,000, followed by $1,060,000 for a 2-unit property, $1,281,300 for a 3-unit, and $1,592,350 for properties with four units.
Utilize our FHA calculator to explore today's top FHA rates. This will help you assess downpayment, income, credit, reserves, and paperwork required for eligibility.
The Lendersa® tool allows for a broad comparison of FHA rates alongside other loan program rates. Explore and weigh options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA.
Lendersa® aggregates loan program data from an extensive network of lenders, and provides quick comparisons tailored to your financial profile and needs.
The 2026 Loan Limits Comparison Table for Stratham in Rockingham, NH, contrasts the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For detailed qualification criteria—income, reserves, credit—consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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