2023 FHA (Government Loans) Limits for Absecon, Atlantic County, New Jersey

In 2025, FHA loan limit in Absecon county of Atlantic, New Jersey is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Absecon county of Atlantic, New Jersey compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Absecon county of Atlantic, NJ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Great Northern Mortgage
  • 1430 Broadway, Suite 1207, New York, NY, 10018
  • Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
  • New Jersey Mortgage Broker
  • 165 Belmont Ave, Belleville, NJ, 07109
  • Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America's Mortgage Lender, Florida
  • 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
  • America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
  • XCEL Federal Credit Union
  • 1460 Broad Street, Bloomfield, NJ, 07003
  • XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.
  • First Prestige Mortgage Services, Inc.
  • 110 Valley Road, Montclair, NJ, 07042
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.
  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve. We pride our on always doing the right thing for our clients and those that follow us on the radio.
  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.