For 2026, FHA loan limits in Chester county of Morris, NJ are set as follows: $1,089,300 for single-family homes, $1,394,775 for properties with two units, $1,685,850 for three-unit homes, and $2,095,200 for four-units.
The maximum loan amounts for conventional loans are $1,089,300 for one-unit residences, $1,394,775 for duplexes, $1,685,850 for tri-unit buildings, and $2,095,200 for four-unit dwellings.
Utilize our FHA calculator to view today’s top FHA rates and ascertain required down payment, income, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, compare FHA rates & terms against those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® rapidly pulls loan program information from thousands of lenders, aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Chester county of Morris, NJ compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To assess qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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