In 2025, the FHA loan limits for the county of Somerset in Bedminster, NJ are: $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and $2,095,200 for properties with four units.
For conventional loans, the maximum amounts stand at $1,089,300 for a single-family home, $1,394,775 for two-unit homes, $1,685,850 for three-units, and $2,095,200 for four-units.
Use our FHA calculator to discover today’s leading FHA rates and determine the necessary down payment, credit, income, and required documents for loan qualification.
With the Lendersa® calculator, compare FHA rates and terms with those of various other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers loan program data from thousands of lenders, aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Bedminster county of Somerset, NJ provides comprehensive details on maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more insight into qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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