In 2026, the FHA loan limits in Clark county, part of Union, NJ, are set as follows: $1,089,300 for a single-family residence, $1,394,775 for a 2-unit property, $1,685,850 for 3-unit homes, and $2,095,200 for those with 4-units.
As for conventional loans, the maximum amount permissible is $1,089,300 for single-family homes, $1,394,775 for 2-units, and it goes up to $1,685,850 for 3-units, reaching $2,095,200 for 4-unit properties.
Use our FHA calculator to explore today’s leading FHA rates and ascertain the downpayment, necessary income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator empowers you to juxtapose FHA rates and terms with those of various other loan schemes. Delve into and contrast loan options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® pulls and evaluates loan program data from thousands of lenders within seconds, correlating it to your unique financial profile and requirements.
Check the Loan Limits Comparison Table for 2026 in Clark county of Union, NJ, which helps evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To analyze qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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