In 2026, the FHA loan limits for Rahway county in Union, NJ are set at $1,089,300 for single-family residences, $1,394,775 for 2-unit homes, $1,685,850 for 3-unit buildings, and $2,095,200 for 4-unit properties.
The highest loan amounts for conventional loans on a single-family home is $1,089,300. For two-unit homes, it's $1,394,775, for three-unit properties, $1,685,850, and four-unit complexes have a limit of $2,095,200.
Our FHA calculator can help you find the best FHA rates available today and calculate essential needs like down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows you to assess FHA rate and terms in comparison with various other loan programs. Dive into and analyze Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® provides data from thousands of lenders, enabling immediate comparisons tailored to your personal financial situation and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Rahway county located in Union, NJ. This table helps you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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