In 2026, the FHA loan limits in Englewood, within Bergen county of NJ, are established at $1,089,300 for single-family homes, $1,394,775 for 2-unit residences, $1,685,850 for 3-unit buildings, and $2,095,200 for 4-unit properties.
The highest loan amount for conventional loans on single-family residences is $1,089,300, with $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Use our FHA calculator to check today's FHA best rates and determine crucial needs like down payment, income, credit score, reserves, and required documents for qualifying.
Lendersa® calculator lets you compare FHA rate and terms with other loan program options. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® compiles loan data from thousands of lenders, providing quick comparisons tailored to your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Englewood county of Bergen, NJ, to evaluate FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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