In 2025, the FHA loan limits in Tenafly county of Bergen, NJ are $1,089,300 for single-family homes, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The max for conventional loans is $1,089,300 for a single-family dwelling, $1,394,775 for 2-unit, $1,685,850 for 3-unit, and $2,095,200 for 4-unit alternatives.
Use our FHA calculator to explore today's best rates and determine necessary downpayment, income, credit reserves, and documentation for qualification.
With Lendersa® calculator, compare FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from numerous lenders to match your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Tenafly county, Bergen, NJ, helps analyze maximum loans across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Use Lendersa® SLIQ™ for qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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