In 2026, the FHA loan limits in Harrington-Park, part of Bergen county, NJ, are designated as follows: $822,375 for a single-family home, $1,053,000 for properties with two units, $1,272,750 for three-unit structures, and $1,581,750 for four-unit residences.
For conventional loans, the cap on a single-family residence is $822,375. The limits extend to $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for four-unit buildings.
Utilize our FHA calculator to view today’s best FHA rates and work out the downpayment, necessary income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with a wide selection of loan programs. Look into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA findings.
By sourcing extensive data from a myriad of lenders, Lendersa® swiftly evaluates programs against your distinct financial profile and requirements.
Explore the Loan Limits Comparison Table for 2026 in Harrington-Park, integral to Bergen, NJ, for insights on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly assess qualification needs such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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