For the year 2026, the FHA loan limits in Harrison, which lies in Hudson county of NJ, are set at $1,089,300 for a single-family home. For two-unit properties, the limit is $1,394,775, for three-unit homes it's $1,685,850, and for four-unit residences the cap is $2,095,200.
When it comes to conventional loans, the maximum limit is $1,089,300 for a single-family residence. For two-unit homes, the maximum is $1,394,775, for three-unit homes it's $1,685,850, and for four-unit dwellings it's $2,095,200.
Take advantage of our FHA calculator to view today's best FHA rates and determine the necessary down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. You can explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently gathers loan program data from thousands of lenders, quickly matching it with your financial needs and profile.
Use the Loan Limits Comparison Table for 2026 in Harrison, in the county of Hudson, NJ, to compare maximum loan amounts across various programs including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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