In the year 2025, FHA loan limits for Hillsdale county in Bergen, NJ are set at $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three-unit homes, and $2,095,200 for four-unit residences.
Meanwhile, the permissible amount for conventional loans on a single-family residence is $1,089,300. For properties with 2-units, the limit is $1,394,775, for those with 3-units, it stands at $1,685,850, and for buildings with 4-units, it's $2,095,200.
Employ our FHA calculator to access today's advantageous FHA rates and evaluate the necessary down payment, income, credit score, reserves, and requisite documentation to qualify for a loan.
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With the Lendersa® calculator, you can effectively compare FHA loan rates and terms with those from a diverse range of other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool allows for a detailed comparison to guide your decisions.
Lendersa® collects extensive loan program data from thousands of lenders, which it rapidly analyzes in accordance with your unique financial profile and specific needs, ensuring a customized evaluation.
The Loan Limits Comparison Table for 2025 in Hillsdale county within Bergen, NJ, allows for a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) programs, as well as hard money loans. For insights into qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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