In the year 2026, the FHA loan limits for Hillside county, within Union, NJ are defined as follows: $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four-unit properties.
For conventional loans, the maximum amount allowable for a single-family residence is $1,089,300. The limit is $1,394,775 for properties with two units, $1,685,850 for three units, and $2,095,200 for those with four units.
Our FHA calculator is available for you to check the most current FHA rates, calculate your necessary down payment, income requirements, credit, reserve needs, and essential documents for eligibility.
The Lendersa® calculator allows you to weigh FHA rates and terms against those from a variety of other loan programs. Dive into comparisons with Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.
Lendersa® aggregates loan program data from a multitude of lenders, providing fast comparisons tailored to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hillside within the county of Union, NJ, allows for comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To examine qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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