In the year {CURRENT_YEAR}, the FHA loan limits for Hillside county, within Union, NJ are defined as follows: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two units, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit properties.
For conventional loans, the maximum amount allowable for a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. The limit is {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for properties with two units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for those with four units.
Our FHA calculator is available for you to check the most current FHA rates, calculate your necessary down payment, income requirements, credit, reserve needs, and essential documents for eligibility.
The Lendersa® calculator allows you to weigh FHA rates and terms against those from a variety of other loan programs. Dive into comparisons with Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.
Lendersa® aggregates loan program data from a multitude of lenders, providing fast comparisons tailored to your individual financial profile and needs.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Hillside within the county of Union, NJ, allows for comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To examine qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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