In 2026, FHA loan limits in Roselle-Park county, part of Union, NJ, include $822,375 for a single-family home, $1,053,000 for a 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
For conventional loans on a single-family residence, the maximum is $822,375; for 2-units it's $1,053,000, for 3-units $1,272,750, and for 4-units $1,581,750.
Utilize our FHA calculator to explore today's best FHA rates, determining necessary downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves data from thousands of lenders, tailoring it to fit your financial profile and needs.
The 2026 Loan Limits Comparison Table for Roselle-Park county, Union, NJ, gives comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to compare income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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